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- “Business Day” means a day on which the relevant workplace in BRAC Bank specified within the Application Form or via which the Card is offered or such different workplace as may be notified by BRAC Bank to the Cardholder, is open for regular enterprise transactions.
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In case the Cardholder doesn’t want his/her Card to be renewed or any Supplementary Card to be renewed, a written intimation ought to be despatched to the Bank two months in advance. Intimation sent earlier than two months or lower than 30 days before the expiry can’t be accepted. The Bank may also provide details about the Cardholder and the conduct of his/her accounts to any extra cardholder or to another person/body to whom the Bank transfers its rights and obligations beneath this settlement. The Bank shall have the proper to verify the credit score standing of the applicant for the card/or verify standing of the Cardholder at any instances as and when the Bank deems fit regardless of him/her. The cardholder and/or his estate might be responsible for repaying in full any outstanding balances on the card account and shall maintain the Bank indemnified for all costs and expenses incurred in recovering such excellent balances. The Bank monitors the chance of using the Card in the High Risk Countries.
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In the occasion of any amount charged against Priority Pass Lounge visits, which is due and payable by the shopper, the customer shall be liable to make the fee to the Bank regardless of whether or not the card has been closed for any reason in any way. Cardholder can settle partial or full excellent of other financial institution’s bank card via Balance Transfer. In such circumstances, the Bank shall be entitled to temporarily droop the use of the cardboard until further discover to the cardholder.
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“Insurance Company” means insurance coverage company as could additionally be determined by BRAC Bank Limited, from time to time. “Company” means a company as outlined in the Companies Act 1994, as amended from time to time. “Cash-Limit” means the maximum amount of money or equivalent of cash as outlined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.
Credit card invoice can be paid through bKash app. The cost by way of bKash might require most three working days to be settled. All transactions licensed by the supplementary cardholder prior to the date the supplementary card is obtained by the Bank, are legitimate and handled as binding upon the primary cardholder and are the legal responsibility of the first cardholder. The Bank shall ship a Statement of Account to the Cardholder each month or at such other regular intervals as deemed match by the Bank.
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The cost might be mirrored throughout the similar day of instruction. The use of the Card by the cardholder to acquire a Cash Advance shall be deemed to represent the Agreement of the Cardholder to pay a cash advance payment and finance charge as determined by the Bank from time to time on the quantity of cash advance. Finance charge shall be levied on each Cash Advance from the date of the advance until reimbursement is made in full. The Bank may every so often, differ the amount of cash advance restrict, money advance fee and finance cost payable by the Cardholder.
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